Deposit Services

Share Savings Accounts

Your basic savings account, this account gives you membership, because you are actually purchasing a share in the Credit Union, which gives you ownership and membership privileges.

Share Draft Checking

Your basic "free" checking account with unlimited check writing and no maintenance fees. This is a non interest-bearing account. Check out the fee schedule and the interest rate on the rate pages.

Checking Plus

An interest-bearing checking account with unlimited check writing. Minimum balance of $1500 must be kept in order to avoid a $5 per month maintenance charge. Other costs may apply. Check out the fee schedule and the interest rate on the rate pages.

Certificates of Deposit

We offer CD's in a wide range from 91 day to up to 30 month. Minimum of $500 is required to open a certificate. Occasionally we run specials with other minimum and maximum requirements.

Christmas Club Accounts

A very popular savings plan for that special time of year. This is a low maintenance type of account. There are no minimum deposits, however there is a $5 penalty for early withdrawal. Dividends are paid monthly and added to the account. Funds are transferred to your basic share account the first week of November, and can be withdrawn at your convenience anytime after.

Individual Retirement Accounts (IRA)

We offer several types of IRA's for your special investment needs. Government regulations change yearly for these types of accounts. Please call for complete and current details including current rate.

Money Market

A convenient account to place funds without any time restrictions. Rates are subject to change at every dividend period (30 days). Money Market has a minimum balance of $500 required.

Savings Deposit Insurance

All member accounts are Federally insured up to $250,000.00 by NCUA (National Credit Union Administration), an agency of the U.S. Government. This coverage is FREE to all members.

Accidental Death and Dismemberment Insurance

Each member also receives a free $1,000 A D & D insurance policy. Our insurance carrier CUNA will contact all members about this insurance coverage.