Deposit Rates
All loan rates are quoted as an annual percentage rate (APR)*.
Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions.
**A sample of a repayment schedule does not include taxes and insurance premiums. All loans are subject to approval. Sample repayment schedule: 66 monthly payments of $8.44 at 2.94% APR per $1,000.00 borrowed.
30 DAY MONEY MARKET
Effective: November 15, 2023
| Amount/Term | Rate | APY |
|---|---|---|
|
MIN OF $500.00 |
1.00 |
1.00 |
CERTIFICATES OF DEPOSIT
Effective: November 15, 2023
| Amount/Term | Rate | APY |
|---|---|---|
|
91 DAY - $500 MIN. |
1.75 |
1.76 |
|
182 DAY - $500 MIN. |
2.00 |
2.02 |
|
12 MONTH - $500 MIN. |
3.00 |
3.03 |
|
18 MONTH - $500 MIN. |
3.25 |
3.29 |
|
24 MONTH - $500 MIN. |
3.50 |
3.55 |
|
30 MONTH - $500 MIN. |
4.00 |
4.06 |
CHECKING WITH INTEREST
Checking Plus
Effective: November 15, 2023
| Amount/Term | Rate | APY |
|---|---|---|
|
$1,500-$9,999.99 |
.05 |
.05 |
|
$10,000-$24,999.99 |
.06 |
.06 |
|
$25,000-$49,999.99 |
.08 |
.08 |
|
OVER $50,000 |
.10 |
.10 |
CHRISTMAS CLUB SAVINGS
Effective: November 15, 2023
| Amount/Term | Rate | APY |
|---|---|---|
|
NO MINIMUM |
.10 |
.10 |
IRA'S
Effective: November 15, 2023
| Type | Amount/Term | Rate | APY |
|---|---|---|---|
|
IRA Variable |
NO MINIMUM |
.1.25 |
.1.26 |
|
IRA 30 Month Certificate |
NO MINIMUM |
4.00 |
4.06 |
SHARES
SHARE(SAVINGS) ACCOUNT
Effective: November 15, 2023
| Amount/Term | Rate | APY |
|---|---|---|
|
minimum $1.00 |
.05 |
.05 |
OTHER SHARE SAVINGS
| Fee | |
|---|---|
|
NSF RETURN DEPOSITED ITEM |
$10.00 |
|
NSF RETURN ITEM |
$23.00 |
|
PHOTOCOPY OF CHECK |
$5.00 |
|
STOP PAYMENT OF CHECK |
$12.00 |
|
ACH/EFT REVOKE |
FREE |
|
TELLER CHECK (OTHER PARTY) |
$1.00 |
|
CASHIERS CHECK |
$3.00 |