Deposit Rates
Banking with Purpose—Because You Deserve More!!!
When you open an account with us, you’re not just a customer; you’re a valued member. Enjoy personalized service that puts you financial goals first!
Experience the credit union difference-where people come first.
30 DAY MONEY MARKET- Dividends are earned monthly
Effective: JULY 25, 2025
* ANNUAL PERCENTAGE YIELD
| Amount/Term | Rate | APY * |
|---|---|---|
|
MINIMUM OF $500.00 |
1.00 |
1.00 |
CERTIFICATES OF DEPOSIT
Effective: September 5, 2025
* ANNUAL PERCENTAGE YIELD
Dividends are paid Quarterly on all CD’s.
We have a Minimum Deposit of $500 on all CD’s.
| Amount/Term | Rate | APY* |
|---|---|---|
|
6 Months |
3.69 % |
3.74% |
|
1 YEAR |
3.41 % |
3.45% |
|
18 MONTHS |
3.11% |
3.15% |
|
2 YEARS |
2.97% |
3.00% |
|
3 YEARS |
2.97% |
3.00% |
|
4 YEARS |
3.06% |
3.10% |
CHECKING WITH INTEREST
Checking Plus
Effective: JULY 25, 2025
*ANNUAL PERCENTAGE YIELD
| Amount/Term | Rate | APY* |
|---|---|---|
|
$500-$9,999.99 |
.75 |
.75 |
|
$10,000-$24,999.99 |
1.00 |
1.00 |
|
$25,000-$49,999.99 |
1.14 |
1.15 |
|
$50,000 to $99,999.99 |
1.24 |
1.25 |
|
$100,000 & OVER |
1.49 |
1.50 |
CHRISTMAS CLUB
Effective: JULY 25, 2025
* ANNUAL PERCENTAGE YIELD
You can open your Christmas Club account with ANY AMOUNT and add to it anytime—or make saving effortless with automatic transfers. Plus, your savings will grow with 1% interest, helping you maximize your holiday budget.
Christmas Club Deposits are transferred to your Regular Share account on the 1st Business Day of November.
| Rate | APY * |
|---|---|
|
1.00 |
1.00 |
IRA'S
Effective: JULY 25, 2025
*Annual Percentage Yield*
| Type | Amount/Term | Rate | APY* |
|---|---|---|---|
|
IRA Variable |
NO MINIMUM |
1.25 |
1.26 |
|
IRA 30 Month Certificate |
NO MINIMUM |
2.96 |
3.00 |
SHARES
SHARE(SAVINGS) ACCOUNT
Effective: JULY 25, 2025
*ANNUAL PERCENTAGE YIELD
| Amount/Term | Rate | APY* |
|---|---|---|
|
minimum $1.00 |
.05 |
.05 |
Miscellaneous Fees- Effective October 1, 2024
| ITEM | Fee |
|---|---|
|
NSF RETURN DEPOSITED ITEM |
$10.00 |
|
NSF RETURN ITEM |
$23.00 |
|
PHOTOCOPY OF CHECK |
$5.00 |
|
STOP PAYMENT OF CHECK |
$15.00 |
|
ACH/EFT REVOKE |
FREE |
|
CASHIER/ TELLER CHECK (OTHER PARTY) |
$5.00 |
|
REPLACEMENT DEBIT CARD |
$20.00 |