Residential Mortgage Lending

We offer both in-house and secondary market mortgages. In house require 80% loan to value. Terms, rates and requirements vary. Call us for details.

Secondary market lending is available with our mortgage lending partner, Premier Lending. Please complete an online application with Premier Lending or call us for details.

• FHA – Gift funds allowed
• Conventional 30, 25, 20, 15, 10 yr fixed terms
• VA – No down payment required
• Manufactured homes
• USDA – 100% financing
• First time home buyers
• Jumbo financing

Home Equity Loans

Using the equity in your home you can borrow for many purposes. You can borrow up to 75% of assessed (tax) value and 80% of certified appraised value ( minus the total of any existing mortgages on the property). Our rates are competitive and we have repayment terms up to 15 years. There are some minimal closing costs. Call us for details.